Wayne County property record for 18924 Oak Dr, Detroit, MI 48221
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,125 sqft · built 1928 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Dec 2004) |
| Tax Bill | $156 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02003861 |
| Primary APN | 02003861 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,125 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 1,389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18924 OAK DR |
|---|---|
| City | DETROIT |
| State | MI |
| Zip | 48221-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | E OAK DRIVE 60 AND HALF VAC ALLEY ADJ PALMER PK GARDENS SUB L30 P52 PLATS, W C R 2/138 50 X 163 NEZ CERT#2006-02 |
| Legal Subdivision | PALMER PARK GARDENS |
| Legal Block | 611 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 538400 |
18924 Oak Dr is owned and occupied by an individual who acquired it in February 2022.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18924 OAK DR, DETROIT, MI 48221-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2004 · Amount on File |
| Deed Sale | Dec 23, 2004 · Amount on File |
| Deed Document Number | 2004205014884 |
| Deed Book / Page | 41900 / 1045 |
| Last Transfer Date | Feb 25, 2022 |
| Transfer Doc | 0000053925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18924 OAK DR, DETROIT, MI 48221-2264 |
| Document Number | 0563310421 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18924 OAK DR DETROIT MI 482212264, DETROIT, MI 48221-2264 |
| Document Number | 0563310421 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 056331/000421 |
| Instrument | 26011 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18924 OAK DR, DETROIT, MI 48221-2264 |
| Document Number | 0552310714 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18924 OAK DR DETROIT MI 482212264, DETROIT, MI 48221-2264 |
| Document Number | 0552310714 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 055231/000714 |
| Instrument | 247759 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 21, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18924 OAK DR, DETROIT, MI 48221-2264 |
| Document Number | 0542130791 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 18924 OAK DR DETROIT MI 482212264, DETROIT, MI 48221-2264 |
| Document Number | 0542130791 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 054213/000791 |
| Instrument | 33645 |
| Name | HUNTINGTON NAT'L BK/FL |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2048 |
The 2025 property tax bill for 18924 Oak Dr was $156 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,800 (-) | $21,600 (-) | |
| 2025 | $156.00 Homeowner's exemption | $10,800 | $21,600 |
| 2023 | $179.00 Homeowner's exemption | $9,500 | $19,000 |
| 2020 | $406.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18924 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18924 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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