18935 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 18935 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,309 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2022)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-527-0205`

Property Details

APN / Parcel Number

Primary APN	`65-527-0205`
Alternative APNs	`65-00527-0205` `30654`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Basement Area	1,108 sqft
Finished Basement	1,108 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	744 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	444 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30654
Street Address	18935 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 2
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1010
Census Tract	30406

Owner

18935 Earl Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18935 EARL RD, BIG LAKE, MN 55309-4665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Feb 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2020	Warranty Deed, Transfer BURNET TITLE LLC
Aug 21, 2017	Deed of Trust, Mortgage · FHA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	20221450012
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000887506
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 31, 2022
Property Address	18935 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000947746
Instrument Date	Aug 1, 2022
Instrument	947746
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18935 EARL RD, BIG LAKE, MN 55309-4665

Mortgage

Document Number	0000947749
Date	Aug 31, 2022
Instrument	947749

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 27, 2020
Property Address	18935 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000887506
Instrument Date	Feb 18, 2020
Instrument	887506
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18935 EARL RD BIG LAKE MN 553094665, BIG LAKE, MN 55309-4665

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 6, 2020
Property Address	18935 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000884774
Instrument Date	Nov 22, 2019
Instrument	884774
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$857.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18935 EARL RD BIG LAKE MN 553094665, BIG LAKE, MN 55309-4665

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18935 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000844079
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18935 EARL RD BIG LAKE MN 553094665, BIG LAKE, MN 55309-4665

Mortgage

Document Number	0000844079
Date	Aug 28, 2017
Instrument	844079

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18935 Earl Rd was $4,406 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,100 (+1.45%) Land $84,800 Building $278,300	$363,100 (+1.45%) Land $84,800 Building $278,300
2025	$4,406.00	$357,900 Land $84,800 Building $273,100	$357,900 Land $84,800 Building $273,100
2023	$4,212.00	$351,200 Land $84,800 Building $266,400
2021			$351,200 Land $84,800 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18935 Earl Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18935 Earl Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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