18934 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 18934 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,416 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2021)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-527-0110`

Property Details

APN / Parcel Number

Primary APN	`65-527-0110`
Alternative APNs	`65-00527-0110` `30641`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,210 sqft
Finished Basement	1,210 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	638 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	113 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	30641
Street Address	18934 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 1
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1009
Census Tract	30406

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18934 EARL RD, BIG LAKE, MN 55309-4665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · FHA Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 20, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	2021923033
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0000818851
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 8, 2021
Property Address	18934 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000923033
Instrument Date	May 26, 2021
Instrument	923033
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18934 EARL RD, BIG LAKE, MN 55309-4665

Mortgage

Document Number	0000923034
Date	Jul 8, 2021
Instrument	923034

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 20, 2017
Property Address	18934 EARL RD, BIG LAKE, MN 55309-4665
Document Number	0000833268
Instrument Date	Jan 17, 2017
Instrument	833268
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833269
Date	Jan 20, 2017
Instrument	833269

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,900 (+0.2%) Land $80,000 Building $267,900	$347,900 (+0.2%) Land $80,000 Building $267,900
2025	$4,258.00 (+4.41%)	$347,200 (-1.75%) Land $80,000 Building $267,200	$347,200 (-1.75%) Land $80,000 Building $267,200
2023	$4,078.00	$353,400 Land $84,400 Building $269,000
2021			$353,400 Land $84,400 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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