Hillsborough County property record for 18934 Willowmore Cedar Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,722 sqft · built 2019 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,300 (Aug 2019) |
| Tax Bill | $6,903 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013410-6558 |
| Primary APN | 013410-6558 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 3,525 sqft |
| 1st Floor Area | 1,537 sqft |
| Upper Floors Area | 1,185 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Porch | Screened Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0134106558 |
|---|---|
| Street Address | 18934 WILLOWMORE CEDAR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD PRESERVE NORTH PHASE 1 LOT 49 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | BIRCHWOOD PRESERVE NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11522 |
18934 Willowmore Cedar Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18934 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · Line of Credit TAMPA BAY FCU |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on File |
| Deed Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 2019352645 |
| Deed Book / Page | 26872 / 1958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18934 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18934 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000023496 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2023023496 |
| Name | TAMPA BAY FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18934 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000017379 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18934 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373 |
| Document Number | 0000017379 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 17379 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
The 2025 property tax bill for 18934 Willowmore Cedar Dr was $6,903 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,430 (+2.7%) | $525,730 (+2.05%) Land $123,758 Building $401,972 | |
| 2025 | $6,903.00 Homeowner's exemption | $371,402 | $515,174 Land $106,883 Building $408,291 |
| 2023 | $6,173.00 (+4.26%) Homeowner's exemption | $350,422 (+3.35%) | $470,615 (+0.15%) Land $84,383 Building $386,232 |
| 2022 | $5,921.00 Homeowner's exemption | $339,067 | $469,924 Land $73,133 Building $396,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18934 Willowmore Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 11 (1993–2017) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18934 Willowmore Cedar Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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