18931 Willowmore Cedar Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 18931 Willowmore Cedar Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,464 sqft · built 2020
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$431,100 (May 2020)
Tax Bill$7,913 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013410-6508

Property Details

APN / Parcel Number

Primary APN013410-6508
Alternative APN
  • U102718B4A000000000140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,464 sqft Living Area
Gross Area3,426 sqft
1st Floor Area2,464 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area599 sqft
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0134106508
Street Address18931 WILLOWMORE CEDAR DR
CityLUTZ
StateFL
Zip33558-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD PRESERVE NORTH PHASE 1 LOT 14
Legal Range18E
Legal Township27S
Legal Section10
Legal SubdivisionBIRCHWOOD PRESERVE NORTH PHASE 1
Legal Phase1
Legal Lot Number14
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group1
Census Block1003
Census Tract11522

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18931 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 4, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2020 · Amount on Record
Deed SaleMay 4, 2020 · Amount on Record
Deed Document Number2020184104
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18931 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18931 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373

Mortgage

Document Number0000521131
DateOct 14, 2021
Instrument2021521131
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 4, 2020
Property Address18931 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Document Number0000184104
Map ReferenceMB 133 PG 152-158
Instrument DateApr 27, 2020
Instrument2020184104
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,017.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2662 S FALKENBURG RD, 2662, RIVERVIEW, FL 33578-2553

Transferred To (Grantee/Buyer)

NameVerified Name
Address18931 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373

Mortgage

Document Number0000184105
DateMay 4, 2020
Instrument2020184105
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,722 (+2.7%)$576,666 (+2.21%) Land $171,600 Building $405,066
2025$7,913.00 (+11.67%) Homeowner's exemption$424,267 (+5.99%)$564,217 (+12.24%) Land $148,200 Building $416,017
2023$7,086.00 (+3.72%) Homeowner's exemption$400,301 (+3%)$502,690 (+9.5%) Land $117,000 Building $385,690
2022$6,832.00 Homeowner's exemption$388,642$459,089 Land $101,400 Building $357,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims11 (1993–2017)
Claims Outside the SFHA8 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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