1893 E Downey Ln, Albany, IN 47320 Property Records

Randolph County property record for 1893 E Downey Ln, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1976
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$134,064 (Sep 2025)
Tax Bill	$374 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Apr 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-00083-00`

Property Details

APN / Parcel Number

Primary APN	`012-00083-00`
Alternative APNs	`68-06-05-252-035.000-004` `00000011222`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	145 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000011222
Street Address	1893 E DOWNEY LN
City	ALBANY
State	IN
Zip	47320-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBANY HEIGHTS SEC C LOT 36
Legal Subdivision	ALBANY HEIGHTS
Legal Lot Number	36
Jurisdiction	RANDOLPH IN
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2039
Census Tract	951500

Owner

1893 E Downey Ln is owned and occupied by an individual who bought it in September 2025.

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2005	Deed of Trust, Mortgage · ARM OLD NATIONAL BANK
Apr 11, 2007	Deed of Trust, Mortgage · Conventional Mortgage CHARLES SCHWAB BANK NA
Mar 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 3, 2025	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jan 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jan 4, 2022
Deed Document Number	20253062
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020053715
Date	Aug 5, 2005
Instrument	20053715

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47701

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2008
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	1-Year CMT
Max Rate	12.2%

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020071428
Date	Apr 11, 2007
Instrument	20071428

Lender

Name	CHARLES SCHWAB BANK NA
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020131299
Date	Mar 1, 2013
Instrument	20131299

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Sep 3, 2025
Property Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Document Number	0020253062
Instrument Date	Aug 28, 2025
Instrument	20253062
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431

Mortgage

Document Number	0020253063
Date	Sep 3, 2025
Instrument	20253063

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 4, 2022
Property Address	1893 E DOWNEY LN, ALBANY, IN 47320-1431
Document Number	0020220019
Instrument Date	Nov 29, 2021
Instrument	20220019
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 SAINT JOE RD, FORT WAYNE, IN 46835-3328

Tax Assessment & Valuation

The 2025 property tax bill for 1893 E Downey Ln was $374, down 69.5% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Randolph County
County Subdivision	Green Township
Unified School District	Monroe Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$374.00 (-69.52%)	$74,800 (+22.42%) Land $3,000 Building $71,800	$74,800 (+22.42%) Land $3,000 Building $71,800
2024	$1,227.00	$61,100 (-) Land $6,100 Building $55,000	$61,100 (-) Land $6,100 Building $55,000
2023		$61,100 (-1.13%) Land $6,100 Building $55,000	$61,100 (-1.13%) Land $6,100 Building $55,000
2022	$1,242.00	$61,800 Land $6,100 Building $55,700	$61,800 Land $6,100 Building $55,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1893 E Downey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1893 E Downey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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