1873 E Downey Ln, Albany, IN 47320 Property Records

Randolph County property record for 1873 E Downey Ln, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$398 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012-00064-00`

Property Details

APN / Parcel Number

Primary APN	`012-00064-00`
Alternative APNs	`68-06-05-252-034.000-004` `00000011203`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000011203
Street Address	1873 E DOWNEY LN
City	ALBANY
State	IN
Zip	47320-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBANY HEIGHTS SEC C LOT 37
Legal Subdivision	ALBANY HEIGHTS
Legal Lot Number	37
Jurisdiction	RANDOLPH IN
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2039
Census Tract	951500

Owner

1873 E Downey Ln is owned and occupied by an individual who acquired it in June 2019.

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1873 E DOWNEY LN, ALBANY, IN 47320-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 17, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2019
Transfer Doc	20191909
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Recording Date	Jul 6, 2026
Property Address	1873 E DOWNEY LN, ALBANY, IN 47320-1431
Document Number	0000002463
Instrument Date	Jun 16, 2026
Instrument	20262463
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1873 E DOWNEY LN, ALBANY, IN 47320-1431

Mortgage

Document Number	0000002463,
Date	Jul 6, 2026
Instrument	20262463

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Jun 17, 2019
Property Address	1873 E DOWNEY LN, ALBANY, IN 47320-1431
Document Number	20191909
Instrument Date	Jun 13, 2019
Instrument	20191909
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1873 E DOWNEY LN, ALBANY, IN 47320-1431

Tax Assessment & Valuation

The 2025 property tax bill for 1873 E Downey Ln was $398 with a homeowner's exemption, down 7.2% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Randolph County
County Subdivision	Green Township
Unified School District	Monroe Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (-7.23%) Homeowner's exemption	$76,500 Land $3,100 Building $73,400	$76,500 Land $3,100 Building $73,400
2024	$429.00
2023		$62,200 (-1.27%) Land $5,900 Building $56,300	$62,200 (-1.27%) Land $5,900 Building $56,300
2022	$464.00 (-2.52%)	$63,000 Land $5,900 Building $57,100	$63,000 Land $5,900 Building $57,100
2021	$476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1873 E Downey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1873 E Downey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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