1893 Colding Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1893 Colding Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 2022
Lot Size	0.174 acres (7,585 sqft)
Owner	Individual Name on Record
Last Sale	$446,400 (Jul 2022)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057481-1654`

Property Details

APN / Parcel Number

Primary APN	`057481-1654`
Alternative APN	`U163219C3U000000002330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,557 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	2,557 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,585 sqft (0.174 acres)
Lot Dimensions	110 ft deep x 60.7 ft wide
Garage Type	Attached
Garage Area	681 sqft
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0574811654
Street Address	1893 COLDING DR
City	RUSKIN
State	FL
Zip	33570-7979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SPENCER CREEK PHASE 2 LOT 233
Legal Range	19E
Legal Township	32S
Legal Section	16
Legal Subdivision	SPENCER CREEK PHASE 2
Legal Phase	2
Legal Lot Number	233
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1031
Census Tract	14109

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1893 COLDING DR, RUSKIN, FL 33570-7979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2022364185
Record Updated	Oct 29, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 25, 2022
Property Address	1893 COLDING DR, RUSKIN, FL 33570-7979
Document Number	0000364185
Map Reference	MB 139 PG 153
Instrument Date	Jul 6, 2022
Instrument	2022364185
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,124.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1893 COLDING DR, RUSKIN, FL 33570-7979

Mortgage

Document Number	0000364186
Date	Jul 25, 2022
Instrument	2022364186

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,000 (-1.06%) Land $76,775 Building $284,225	$361,000 (-4.67%) Land $76,775 Building $284,225
2025	$4,601.00 (-1.03%) Disabled Person's exemption Veteran's exemption	$364,876 (+7.79%)	$378,677 (+11.87%) Land $90,125 Building $288,552
2023	$4,649.00 (+20.28%) Disabled Person's exemption Veteran's exemption	$338,502 (+322.53%) Land $60,088 Building $278,414	$338,502 (+322.53%) Land $60,088 Building $278,414
2022	$3,865.00	$80,113 Land $80,113	$80,113 Land $80,113

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1982–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20