Hillsborough County property record for 1876 Colding Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,633 sqft · built 2022 |
| Lot Size | 0.234 acres (10,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,100 (Jun 2022) |
| Tax Bill | $8,977 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057481-1692 |
| Primary APN | 057481-1692 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,633 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,100 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,188 sqft (0.234 acres) |
| Lot Dimensions | 121 ft deep x 84.2 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0574811692 |
|---|---|
| Street Address | 1876 COLDING DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SPENCER CREEK PHASE 2 LOT 252 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 16 |
| Legal Subdivision | SPENCER CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 252 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 14109 |
Source: Hillsborough County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1876 COLDING DR, RUSKIN, FL 33570-7978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 29, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Deed Document Number | 2022324837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1876 COLDING DR, RUSKIN, FL 33570-7978 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1876 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000018294 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024018294 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 29, 2022 |
| Property Address | 1876 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000324837 |
| Map Reference | MB 139 PG 153 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022324837 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 1876 COLDING DR, RUSKIN, FL 33570-7978 |
| Document Number | 0000324838 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022324838 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,076 (+2.7%) | $340,982 (-6.31%) Land $111,346 Building $229,636 | |
| 2025 | $8,977.00 (+11.18%) Homeowner's exemption | $317,503 (+5.99%) | $363,962 (+8.93%) Land $130,710 Building $233,252 |
| 2023 | $8,074.00 (+93.44%) Homeowner's exemption | $299,568 (+157.83%) | $334,125 (+187.58%) Land $87,140 Building $246,985 |
| 2022 | $4,174.00 | $116,187 Land $116,187 | $116,187 Land $116,187 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1982–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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