18925 Baker Rd, Umatilla, FL 32784 Property Records

Lake County property record for 18925 Baker Rd, Umatilla, FL 32784

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	10.6 acres (463,914 sqft)
Owner	2 Owner Names on Record
Last Sale	$110,000 (Jul 2011)
Tax Bill	$2,833 (2024)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-27-0001-000-00602`

Property Details

APN / Parcel Number

Primary APN	`06-18-27-0001-000-00602`
Alternative APN	`3256875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	463,914 sqft (10.6 acres)
Porch	Porch
Porch Area	512 sqft
Utility Building	1,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3256875
Street Address	18925 BAKER RD
City	UMATILLA
State	FL
Zip	32784-7953
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FROM E 1/4 COR RUN N 88DEG W 193.86 FT FOR POB RUN N 04DEG 02MIN 26SEC W 2689.43 FT TO N LINE OF SEC N 88DEG 21MIN 54SEC W
Legal Range	27E
Legal Township	18S
Legal Section	06
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2021
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	18925 BAKER RD, UMATILLA, FL 32784-7953
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011 · Amount on Record
Deed Sale	Jul 8, 2011 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2011063329
Deed Book / Page	4050 / 0227
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18925 BAKER RD, UMATILLA, FL 32784-7953
Document Number	0049962457
Book / Page	004996 / 002457
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18925 BAKER RD UMATILLA FL 327847953, UMATILLA, FL 32784-7953

Mortgage

Document Number	0049962457
Date	Sep 6, 2017
Book Page	004996/002457
Instrument	96164

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,040 (+5.98%) Land $191,459 Building $5,581	$287,688 (+5.17%) Land $191,459 Building $96,229
2024	$2,833.00 (+11.1%)
2023	$2,550.00 (+7.73%) Homeowner's exemption	$185,920 (+3%)	$273,556 (+30.16%) Land $180,209 Building $93,347
2022	$2,367.00 Homeowner's exemption	$180,510	$210,163 Land $148,709 Building $61,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Open Infra, Spectrum.

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