1892 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1892 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,190 sqft · built 1956
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,500 (Jan 2013)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-21-0044`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-21-0044`
Alternative APNs	`8587394` `652259`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	768 sqft
Basement Area	380 sqft
Finished Basement	380 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	652259
Street Address	1892 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISANZ HIGHLAND PLAINS E 6 FT OF LOT 7 AND EX E 3 FT LOT 8 BLK 2
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4006
Census Tract	37601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1892 MORGAN AVE, SAINT PAUL, MN 55116-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2013 · Amount on Record
Deed Sale	Jan 31, 2013 · Amount on Record
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	2013101
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1892 MORGAN AVE, SAINT PAUL, MN 55116-2743
Document Number	0002609901
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1892 MORGAN AVE ST PAUL MN 551162743, ST PAUL, MN 55116-2743

Mortgage

Document Number	0002609901
Date	Mar 12, 2018
Instrument	2609901

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,500 (+5.02%) Land $90,300 Building $211,200	$301,500 (+5.02%) Land $90,300 Building $211,200
2025	$4,552.00 (+11.62%)
2023	$4,078.00 Homeowner's exemption	$287,100 Land $90,300 Building $196,800	$287,100 Land $90,300 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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