1878 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1878 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1956
Lot Size	0.169 acres (7,373 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2022)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-21-0046`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-21-0046`
Alternative APNs	`8175868` `8181559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,373 sqft (0.169 acres)
Lot Dimensions	101 ft deep x 128 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8181559
Street Address	1878 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISANZ HIGHLAND PLAINS LOT 10 BLK 2
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	2
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4006
Census Tract	37601

Owner

1878 Morgan Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1878 MORGAN AVE, SAINT PAUL, MN 55116-2743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 29, 2017	Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	20222726840
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 7, 2022
Property Address	1878 MORGAN AVE, SAINT PAUL, MN 55116-2743
Document Number	0T02726840
Instrument Date	Mar 4, 2022
Instrument	T02726840
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1878 MORGAN AVE, SAINT PAUL, MN 55116-2743

Mortgage

Document Number	0T02726841
Date	Mar 7, 2022
Instrument	T02726841

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.99%
Index	1-Year CMT
Max Rate	7.99%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1878 MORGAN AVE, SAINT PAUL, MN 55116-2743
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02694618
Date	Mar 25, 2021
Instrument	T02694618

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 29, 2017
Property Address	1878 MORGAN AVE, SAINT PAUL, MN 55116-2743
Document Number	0002605125
Instrument Date	Dec 22, 2017
Instrument	2605125
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1878 MORGAN AVE ST PAUL MN 551162743, ST PAUL, MN 55116-2743

Mortgage

Document Number	2605126
Date	Dec 29, 2017
Instrument	2605126

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1878 Morgan Ave was $7,332 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,400 Land $99,000 Building $379,400	$478,400 Land $99,000 Building $379,400
2025	$7,332.00
2023	$6,458.00 Homeowner's exemption	$419,800 Land $99,000 Building $320,800	$419,800 Land $99,000 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1878 Morgan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1878 Morgan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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