18916 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18916 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,079 sqft · built 1996
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2026)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181126-BA-02600`

Property Details

APN / Parcel Number

Primary APN	`181126-BA-02600`
Alternative APNs	`R1003181123C008800` `110718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	1,767 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
Garage Area	624 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	391 sqft
Shed	1 Shed
Lean-To	40 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	110718
Street Address	18916 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK PP LOT 121
Legal Range	11
Legal Township	18
Legal Section	26
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	PP
Legal Lot Number	121
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

18916 Choctaw Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Deschutes County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18916 CHOCTAW RD, BEND, OR 97702-7979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Apr 24, 2006 · Amount on File
Deed Document Number	202620164
Prior Transfer Date	Aug 8, 2012
Prior Transfer Doc	0000031347
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 6, 2026
Property Address	18916 CHOCTAW RD, BEND, OR 97702-7979
Document Number	0000020164
Instrument Date	Jun 30, 2026
Instrument	202620164
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18916 CHOCTAW RD, BEND, OR 97702-7979

Mortgage

Document Number	0000020165,
Date	Jul 6, 2026
Instrument	202620165

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18916 Choctaw Rd was $4,457, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00 (+4.45%)	$293,140 (+3%)	$746,640 (-3.52%) Land $283,990 Building $462,650
2024	$4,267.00 (+6.17%)	$284,610 (+3%)	$773,850 (+9.92%) Land $295,030 Building $478,820
2023	$4,019.00	$276,330	$704,010 Land $279,700 Building $424,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18916 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18916 Choctaw Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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