18908 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18908 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,200 sqft · built 1999
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Aug 2018)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181126-BA-02400`

Property Details

APN / Parcel Number

Primary APN	`181126-BA-02400`
Alternative APNs	`R1003181123C008600` `110720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	110720
Street Address	18908 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7979
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK PP LOT 119
Legal Range	11
Legal Township	18
Legal Section	26
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	PP
Legal Lot Number	119
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Aug 15, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Nov 8, 2010 · Amount on Record
Deed Document Number	201833312
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	0000004935
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18908 CHOCTAW RD, BEND, OR 97702-7979

Mortgage

Document Number	0000035517
Date	Dec 23, 2025
Instrument	2025-35517

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Oct 1, 2049

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18908 CHOCTAW RD, BEND, OR 97702-7979

Mortgage

Document Number	0000000642
Date	Jan 9, 2024
Instrument	2024-00642

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Oct 1, 2049

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18908 CHOCTAW RD, BEND, OR 97702-7979

Mortgage

Document Number	0000016793
Date	Jul 11, 2023
Instrument	2023-16793

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Oct 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18908 CHOCTAW RD, BEND, OR 97702-7979

Mortgage

Document Number	0000024470
Date	Jun 21, 2022
Instrument	2022-24470

Lender

Name	US BANK FULFILLMENT SERVICES
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 15, 2018
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Document Number	0000033312
Instrument Date	Aug 14, 2018
Instrument	33312
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18908 CHOCTAW RD BEND OR 977027979, BEND, OR 97702-7979

Mortgage

Document Number	33313
Date	Aug 15, 2018
Instrument	33313

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 31, 2017
Property Address	18908 CHOCTAW RD, BEND, OR 97702-7979
Document Number	0000034862
Instrument Date	Aug 31, 2017
Instrument	34862
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 NW 16TH ST BEND OR 977033064, BEND, OR 97703-3064

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00 (+4.37%)	$123,060 (+3%)	$394,150 (+5.66%) Land $287,490 Building $106,660
2024	$1,829.00 (+6.03%)	$119,480 (+3%)	$373,030 (+5.38%) Land $298,530 Building $74,500
2023	$1,725.00	$116,000	$353,990 Land $283,200 Building $70,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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