18913 Elder Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 18913 Elder Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2011
Lot Size	0.139 acres (6,037 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Feb 2025)
Tax Bill	$6,632 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E04CD03500`

Property Details

APN / Parcel Number

Primary APN	`32E04CD03500`
Alternative APN	`05022284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,804 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	6,037 sqft (0.139 acres)

Location & Zoning

Account Number	05022284
Street Address	18913 ELDER RD
City	OREGON CITY
State	OR
Zip	97045-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WILD HORSE 4268 LT 1
Legal Range	2E
Legal Township	3S
Legal Section	04
Legal Subdivision	WILD HORSE
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3037
Census Tract	22302

Owner

18913 Elder Rd is owned and occupied by an individual who bought it in February 2025.

Source: Clackamas County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	18913 ELDER RD, OREGON CITY, OR 97045-7669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU
Apr 28, 2017	Warranty Deed, Transfer · VA Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20256477
Prior Transfer Date	Jan 16, 2021
Prior Transfer Doc	0000015138
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 27, 2025
Property Address	18913 ELDER RD, OREGON CITY, OR 97045-7669
Document Number	0000006477
Instrument Date	Feb 21, 2025
Instrument	2025-006477
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32200 SW FRENCH PRAIRIE RD # 201, 201, WILSONVILLE, OR 97070-7888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18913 ELDER RD, OREGON CITY, OR 97045-7669

Mortgage

Document Number	0000006478
Date	Feb 27, 2025
Instrument	2025-006478

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 27, 2021
Property Address	18913 ELDER RD, OREGON CITY, OR 97045-7669
Document Number	0000096104
Map Reference	MB 140 PG 010
Instrument Date	Oct 19, 2021
Instrument	2021-096104
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2583 PIMLICO DR, WEST LINN, OR 97068-2513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096105
Date	Oct 27, 2021
Instrument	2021-096105

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 16, 2021
Property Address	18913 ELDER RD, OREGON CITY, OR 97045-7669
Document Number	0000015138
Map Reference	MB 140 PG 010
Instrument Date	Jan 16, 2021
Instrument	2021-015138
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18913 ELDER RD, OREGON CITY, OR 97045-7669

Mortgage

Document Number	0000015139
Date	Feb 16, 2021
Instrument	2021-015139

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 28, 2017
Property Address	18913 ELDER RD, OREGON CITY, OR 97045-7669
Document Number	0000028737
Map Reference	MB140 FO3
Instrument Date	Apr 27, 2017
Instrument	2017-028737
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18913 ELDER RD, OREGON CITY, OR 97045-7669

Mortgage

Document Number	0000028738
Date	Apr 28, 2017
Instrument	2017-028738

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18913 Elder Rd was $6,632.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,632.00	$331,033	$577,018 Land $201,618 Building $375,400
2023	$5,869.00	$312,032	$567,870 Land $195,940 Building $371,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18913 Elder Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18913 Elder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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