18899 Elder Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 18899 Elder Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,726 sqft · built 2007
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$507,000 (Apr 2020)
Tax Bill	$7,123 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E04CD01700`

Property Details

APN / Parcel Number

Primary APN	`32E04CD01700`
Alternative APN	`05013843`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,726 sqft Living Area

Exterior

Year Built	Built 2007
Lot Area	6,000 sqft

Location & Zoning

Account Number	05013843
Street Address	18899 ELDER RD
City	OREGON CITY
State	OR
Zip	97045-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WALNUT GROVE ESTATES #2 4031 LT 78
Legal Range	02E
Legal Township	03S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	WALNUT GROVE ESTATES
Legal Lot Number	78
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3037
Census Tract	22302

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	18899 ELDER RD, OREGON CITY, OR 97045-7668
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage R M K FINANCIAL CORP
Apr 28, 2021	Warranty Deed, Transfer
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	0000025788
Last Transfer Date	Apr 28, 2021
Transfer Doc	0000043708
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18899 ELDER RD, OREGON CITY, OR 97045-7668
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100230
Date	Nov 25, 2020
Instrument	2020-100230

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Index	5-Year TN

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 28, 2021
Property Address	18899 ELDER RD, OREGON CITY, OR 97045-7668
Document Number	0000043708
Instrument Date	Apr 21, 2021
Instrument	2021-043708
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18899 ELDER RD, OREGON CITY, OR 97045-7668

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 10, 2020
Property Address	18899 ELDER RD, OREGON CITY, OR 97045-7668
Document Number	0000025788
Instrument Date	Apr 9, 2020
Instrument	2020-025788
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 NE 89TH AVE, 1205, BEAVERTON, OR 97006-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18899 ELDER RD, OREGON CITY, OR 97045-7668

Mortgage

Document Number	0000025789
Date	Apr 10, 2020
Instrument	2020-025789

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18899 ELDER RD, OREGON CITY, OR 97045-7668
Document Number	0000046369
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18899 ELDER RD OREGON CITY OR 970457668, OREGON CITY, OR 97045-7668

Mortgage

Document Number	0000046369
Date	Jul 10, 2017
Instrument	46369

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,123.00 (+13.01%)	$355,565 (+6.09%)	$668,166 (+2.25%) Land $196,506 Building $471,660
2023	$6,303.00	$335,155	$653,472 Land $190,972 Building $462,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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