1891 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1891 Cogdill Trce, Middleburg, FL 32068 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,812 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$350,300 (2022)
Tax Bill	$3,993.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008166-005-38`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,812 sqft Living Area
Gross Area	2,297 sqft Gross Area
1st Floor Area	1,812 sqft 1st Floor
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	485 sqft Garage
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1891 COGDILL TRCE
City	MIDDLEBURG
State	FL
Zip	32068-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 LAUREL GROVE ESTATES AS REC OR 4562 PG 1643
Legal Range	25E
Legal Township	04S
Legal Section	34
Legal Subdivision	LAUREL GROVE ESTATES
Legal Lot Number	38
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-38

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1891 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20225130
Deed Book / Page	4562 / 1643
Record Updated	Sep 20, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 24, 2022
Property Address	1891 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number	0045621643
Book / Page	4562 / 1643
Map Reference	MB 64 PG 12-15
Instrument Date	Dec 27, 2021
Instrument	2022005130
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,452.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1891 COGDILL TRCE, MIDDLEBURG, FL 32068-7600

Mortgage

Document Number	0045621644
Date	Jan 24, 2022
Instrument	4562/1644

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (-11.85%) Homeowner's exemption	$301,999 (-4.58%) Land $55,000 Building $246,999	$301,999 (-4.58%) Land $55,000 Building $246,999
2023	$4,530.00 (-3.96%) Homeowner's exemption	$316,499 (+6.86%) Land $55,000 Building $261,499	$316,499 (+6.86%) Land $55,000 Building $261,499
2022	$4,717.00	$296,173 Land $45,000 Building $251,173	$296,173 Land $45,000 Building $251,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.