1887 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1887 Cogdill Trce, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$338,100 (Apr 2022)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008166-005-39`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008166-005-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,605 sqft Heated Area
Gross Area	2,394 sqft Gross Area
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1887 COGDILL TRCE
City	MIDDLEBURG
State	FL
Zip	32068-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 LAUREL GROVE ESTATES AS REC O R 4594 PG 615
Legal Subdivision	LAUREL GROVE ESTATES
Legal Lot Number	39
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-39

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1887 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2022 · Amount on Record
Deed Sale	Apr 08, 2022 · Amount on Record
Deed Document Number	2022022887
Deed Book / Page	4594 / 615
Record Updated	Jun 08, 2026

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 08, 2022
Property Address	1887 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number	0045940615
Book / Page	4594 / 615
Map Reference	MB 64 PG 12-15
Instrument Date	Mar 30, 2022
Instrument	2022022887
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1887 COGDILL TRCE, MIDDLEBURG, FL 32068-7600

Mortgage

Document Number	0004594616
Date	Apr 08, 2022
Instrument	4594/616

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (-3.03%) Homeowner's exemption	$254,026 (+5.99%)	$287,081 (-4.33%) Land $55,000 Building $232,081
2023	$3,364.00 (+675.12%) Homeowner's exemption	$239,677 (+432.62%)	$300,074 (+566.83%) Land $55,000 Building $245,074
2022	$434.00 Homeowner's exemption	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.