Mecklenburg County property record for 18909 River Ford Dr, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,326 sqft · built 1990 |
| Lot Size | 0.524 acres (22,808 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Mar 2024) |
| Tax Bill | $5,849 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-351-02 |
| Primary APN | 007-351-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Upper Floors Area | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 22,808 sqft (0.524 acres) |
| Garage Area | 670 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 381 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18909 RIVER FORD DR |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | P1 &2 B11 M23-284 |
| Legal Subdivision | RIVER RUN PH 01 |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Mar 3, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 23, 2021 | Intrafamily Transfer, Transfer |
| Apr 17, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Apr 17, 2020 · Amount on Record |
| Deed Document Number | 202420626 |
| Deed Book / Page | 38678 / 20 |
| Prior Transfer Date | Mar 2, 2022 |
| Prior Transfer Doc | 0000033882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6161 PAT AVE, WOODLAND HILLS, CA 91367-1063 |
| Document Number | 0000020627 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 38678/23 |
| Instrument | 2024020627 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Document Number | 0000051233 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 37217/185 |
| Instrument | 2022051233 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 3, 2022 |
| Property Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Document Number | 0000033882 |
| Book / Page | 37119 / 98 |
| Map Reference | MB 23 PG 284 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022033882 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2533, CORNELIUS, NC 28031-2533 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2533, CORNELIUS, NC 28031-2533 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Document Number | 0000182277 |
| Book / Page | 36560 / 854 |
| Map Reference | MB 23 PG 284 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021182277 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2533, CORNELIUS, NC 28031-2533 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2533, CORNELIUS, NC 28031-2533 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 17, 2020 |
| Property Address | 18909 RIVER FORD DR, DAVIDSON, NC 28036-8846 |
| Document Number | 0000054153 |
| Book / Page | 034481 / 000777 |
| Instrument Date | Apr 4, 2020 |
| Instrument | 54153 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,076.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2533 CORNELIUS NC 280312533, CORNELIUS, NC 28031-2533 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829,100 Land $166,300 Building $662,800 | $829,100 Land $166,300 Building $662,800 | |
| 2024 | $5,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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