Mecklenburg County property record for 18815 River Ford Dr, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,230 sqft · built 1997 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Apr 2023) |
| Tax Bill | $9,115 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-321-17 |
| Primary APN | 007-321-17 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,230 sqft Living Area |
| 1st Floor Area | 2,538 sqft |
| Upper Floors Area | 504 sqft |
| Basement Area | 2,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 561 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18815 RIVER FORD DR |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | L17 B1 M23-277 |
| Legal Subdivision | RIVER RUN PH 01 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 6404 |
18815 River Ford Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Mecklenburg County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage RICHARD LYERLY |
| Deed of Trust, Mortgage | |
| Apr 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jun 10, 2022 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Jun 9, 2022 | Warranty Deed, Transfer 24 HOUR TITLE LLC, 24 HOUR TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on File |
| Deed Sale | Apr 28, 2023 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 202339116 |
| Deed Book / Page | 38087 / 956 |
| Prior Transfer Date | Nov 30, 2011 |
| Prior Transfer Doc | 0000136981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8122 TOWNLEY RD, HUNTERSVILLE, NC 28078-8080 |
| Investor | Possibly a Property Investor |
| Document Number | 0000158473 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 37797/100 |
| Instrument | 2022158473 |
| Name | RICHARD LYERLY |
|---|---|
| Type | Private Party |
| Address | PO BOX 695, WILLIAMSTON, SC 29697 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8122 TOWNLEY RD, HUNTERSVILLE, NC 28078-8080 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 28, 2023 |
| Property Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Document Number | 0000039116 |
| Book / Page | 38087 / 956 |
| Map Reference | MB 23 PG 277 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023039116 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | NOT AVAILABLE, SOUTHCITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 NORTHEAST DR STE 11, 11, DAVIDSON, NC 28036-7426 |
| Name | Verified Name |
|---|---|
| Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Document Number | 0000039117 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023039117 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 10, 2022 |
| Property Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Document Number | 0000087370 |
| Book / Page | 37412 / 946 |
| Map Reference | MB 23 PG 277 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022087370 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2023 |
| Title Company | 24 HOUR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3734 N SHARON AMITY RD, CHARLOTTE, NC 28205-4867 |
| Name | Verified Name |
|---|---|
| Address | 710 NORTHEAST DR STE 11, 11, DAVIDSON, NC 28036-7426 |
| Investor | Possibly a Property Investor |
| Document Number | 0000087371 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022087371 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000087379 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 37413/38 |
| Instrument | 2022087379 |
| Name | COREY LAJOIE |
|---|---|
| Type | Private Party |
| Address | 19745 HAGEN KNOLL DR, DAVIDSON, NC 28036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 9, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2022 |
| Property Address | 18815 RIVER FORD DR, DAVIDSON, NC 28036-8817 |
| Document Number | 0000087256 |
| Book / Page | 37412 / 445 |
| Map Reference | MB 23 PG 277 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022087256 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | 24 HOUR TITLE LLC, 24 HOUR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1572, DAVIDSON, NC 28036-1572 |
| Name | Verified Name |
|---|---|
| Address | 3734 N SHARON AMITY RD # B4, B4, CHARLOTTE, NC 28205-4867 |
The 2025 property tax bill for 18815 River Ford Dr was $9,115.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,115.00 | $1,194,300 Land $166,300 Building $1,028,000 | $1,194,300 Land $166,300 Building $1,028,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18815 River Ford Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18815 River Ford Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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