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18906 E 22nd Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18906 E 22nd Ter N, Independence, MO 64058 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1987
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$3,823 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-840-02-04

Property Details

APN / Parcel Number

Primary APN10-840-02-04
Alternative APNs
  • 10840020400000001
  • 715764

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area3,221 sqft
1st Floor Area752 sqft
Basement Area1,590 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions121 ft deep x 75 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area426 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number715764
Old Parcel Number10840020400000001
Street Address18906 E 22ND TER N
CityINDEPENDENCE
StateMO
Zip64058-1361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALEM EAST LOT 493
Legal SubdivisionSALEM EAST
Legal Lot Number493
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1060
Census Tract15100

Owner

Source: Jackson County records · APN 10-840-02-04

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 19, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 16, 2020Deed of Trust, Mortgage
FOUNTAIN MTG
Jul 17, 2020Warranty Deed, Transfer
KANSAS CITY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 1999
Deed SaleJul 01, 1999
Deed Document Number0000I54266
Deed Book / Page10
Last Transfer DateJul 17, 2020
Transfer Doc0000E61578
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361
Transaction TypeMortgage
Record UpdatedFeb 08, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361

Mortgage

Document Number00E0007171
DateFeb 02, 2024
Instrument2024E0007171
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueOct 01, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361

Mortgage

Document Number00E0127514
DateNov 19, 2021
Instrument2021E0127514
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueOct 01, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361
Document Number0000E61898
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanySECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 E NETTLETON AVE INDEPENDENCE MO 640502938, INDEPENDENCE, MO 64050-2938

Mortgage

Document Number0000E61898
DateJul 20, 2020
Instrument61898E
Lender
NameFOUNTAIN MTG
AddressPRAIRIE VILLAGE, KS 66206
Agreement
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJul 17, 2020
Property Address18906 E 22ND TER N, INDEPENDENCE, MO 64058-1361
Document Number0000E61578
Instrument DateJul 08, 2020
Instrument61578E
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyKANSAS CITY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 22ND TER N INDEPENDENCE MO 640581361, INDEPENDENCE, MO 64058-1361

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
Unified School DistrictFort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$44,977 (+5.22%) Land $6,171 Building $38,806$236,720 (+5.22%)
2024$3,823.00 (+0.9%)
2023$3,789.00$42,745 Land $4,532 Building $38,213$224,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950151001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
1 of 7 on primary residences
Nearby Flood Claims5 (1982–1998)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 1998, rainfall accumulation, Severe Storms, Flooding And Tornadoes
Flood Events
  • Severe Storms & Flooding (Aug 1993), 3 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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