18808 E 22nd Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18808 E 22nd Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,292 sqft · built 1987
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$3,342 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-840-02-01`

Property Details

APN / Parcel Number

Primary APN	`10-840-02-01`
Alternative APNs	`10840020100000001` `715761`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	1,280 sqft
Basement Area	1,432 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	57 sqft
Deck Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	715761
Old Parcel Number	10840020100000001
Street Address	18808 E 22ND TER N
City	INDEPENDENCE
State	MO
Zip	64058-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 490
Legal Subdivision	SALEM EAST
Legal Lot Number	490
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1060
Census Tract	15100

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18808 E 22ND TER N, INDEPENDENCE, MO 64058-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 4, 2022	Beneficiary Deed, Transfer
Jan 23, 2019	Warranty Deed, Transfer BANK OF ODESSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025
Deed Sale	Jul 9, 2025
Prior Sale	Jan 23, 2019
Deed Document Number	2025E0047889
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18808 E 22ND TER N, INDEPENDENCE, MO 64058-1359
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MAIN ST, PINE HILL, NY 12465-2002

Mortgage

Document Number	00E0024324
Date	Apr 6, 2023
Instrument	2023E0024324

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18808 E 22ND TER N, INDEPENDENCE, MO 64058-1359
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0013642
Date	Feb 5, 2021
Instrument	2021E0013642

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 4, 2022
Property Address	18808 E 22ND TER N, INDEPENDENCE, MO 64058-1359
Document Number	00E0073319
Instrument Date	Jul 29, 2022
Instrument	2022E0073319
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7123 S HILLSIDE SCHOOL RD, 7123, OAK GROVE, MO 64075-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7303 S HILLSIDE SCHOOL RD, OAK GROVE, MO 64075-9052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 23, 2019
Property Address	18808 E 22ND TER N, INDEPENDENCE, MO 64058-1359
Document Number	0000E05562
Instrument Date	Jan 22, 2019
Instrument	5562E
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7123 S HILLSIDE SCHOOL RD OAK GROVE MO 640759053, OAK GROVE, MO 64075-9053

Mortgage

Document Number	E06022
Date	Jan 23, 2019
Instrument	6022E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,214 (+12.97%) Land $6,623 Building $35,591	$222,180 (+12.98%)
2024	$3,342.00 (+0.91%)
2023	$3,312.00	$37,366 Land $4,454 Building $32,912	$196,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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