St. Joseph County property record for 18900 M 86, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,624 sqft · built 1972 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,857 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-165-003-00 |
| Primary APN | 009-165-003-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,624 sqft Building Perimeter |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 520 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18900 M 86 |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PLAT OF PINECREST. SEC 21 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 21 |
| Legal Subdivision | PLAT OF PINECREST |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41200 |
18900 M 86 is owner-occupied and held in a trust since August 2015.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 18900 M 86, THREE RIVERS, MI 49093-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 702 / 274 |
| Last Transfer Date | Aug 10, 2015 |
| Transfer Doc | 1793/0261 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 18900 M 86 was $1,857 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Centreville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,800 (+3.05%) Land $6,500 Building $98,300 | $209,600 (+3.05%) Land $13,000 Building $196,600 | |
| 2025 | $1,857.00 Homeowner's exemption | $101,700 Land $5,100 Building $96,600 | $203,400 Land $10,200 Building $193,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18900 M 86 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18900 M 86 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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