1890 Lp Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1890 Lp Rd, Two Harbors, MN 55616

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,138 sqft · built 2005
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2020)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
APN	`29-5310-22315`

Property Details

APN / Parcel Number

Primary APN	`29-5310-22315`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	914 sqft Gross Area
1st Floor Area	914 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	348,480 sqft (8 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1890 LOOP RD
City	TWO HARBORS
State	MN
Zip	55616-1177
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	S12 OF N12 OF NW14 OF NW14 & N12 OF S12
Legal Range	10W
Legal Township	53N
Legal Section	22
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3021
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1890 LOOP RD, TWO HARBORS, MN 55616-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	202046366
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 29, 2020
Property Address	1890 LOOP RD, TWO HARBORS, MN 55616-1177
Document Number	T000046366
Book / Page	197
Instrument Date	Jan 24, 2020
Instrument	T000046366
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1890 LOOP RD, TWO HARBORS, MN 55616-1177

Mortgage

Document Number	T000046367
Date	Jan 29, 2020
Instrument	T000046367

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 Homeowner's exemption	$678,700 (-) Land $300,900 Building $377,800	$678,700 (-) Land $300,900 Building $377,800
2023		$678,700 Land $207,100 Building $471,600	$678,700 Land $207,100 Building $471,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30