1870 Lp Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1870 Lp Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 896 sqft · built 2002
Lot Size	9.26 acres (403,366 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Feb 2017 Mortgage
APN	`29-5310-22310`

Property Details

APN / Parcel Number

Primary APN	`29-5310-22310`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Stories	2 Stories
Building Area	896 sqft Gross Area
1st Floor Area	896 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	403,366 sqft (9.26 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1870 LOOP RD
City	TWO HARBORS
State	MN
Zip	55616-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 OF S12 OF NW14 OF NW14 AS DESC IN BK
Legal Range	10W
Legal Township	53N
Legal Section	22
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3021
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 LOOP RD, TWO HARBORS, MN 55616-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1870 LOOP RD, TWO HARBORS, MN 55616-1177
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T000043907
Date	Feb 2, 2017
Instrument	T000043907

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 (-2.45%) Homeowner's exemption	$497,900 (-10.71%) Land $147,600 Building $350,300	$497,900 (-10.71%) Land $147,600 Building $350,300
2025	$3,022.00
2023		$557,600 Land $101,200 Building $456,400	$557,600 Land $101,200 Building $456,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30