Lincoln County property record for 189 Waterfront Rd, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,107 sqft · built 1976 |
| Lot Size | 0.868 acres (37,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $802 (2026) |
| Deeds & Mortgages | May 2019 Transfer |
| APN | R567106 |
| Primary APN | R567106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 37,810 sqft (0.868 acres) |
| Garage Type | Carport |
| Garage Area | 1,296 sqft |
| Carport | Carport |
| Carport Area | 1,296 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Pole Barn | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000006465 |
|---|---|
| Street Address | 189 WATERFRONT RD |
| City | TROY |
| State | MT |
| Zip | 59935-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOOTENAI VISTA, S27, T32 N, R34 W, BLOCK 6, LOT 7 |
| Legal Range | 34W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | KOOTENAI VISTA |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4103 |
| Census Tract | 500 |
189 Waterfront Rd is owned and occupied by an individual who acquired it in May 2019.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 WATERFRONT RD, TROY, MT 59935-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 377/070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 20, 2019 |
| Property Address | 189 WATERFRONT RD, TROY, MT 59935-9747 |
| Document Number | 377/070 |
| Book / Page | 377 / 070 |
| Instrument Date | May 20, 2019 |
| Instrument | 279626 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 WATERFRONT RD, TROY, MT 59935-9747 |
The 2026 property tax bill for 189 Waterfront Rd was $802.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802.00 | $206,518 | |
| 2025 | $206,518 Land $69,418 Building $137,100 | ||
| 2023 | $1,339.00 | $155,250 | $155,250 Land $42,240 Building $113,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 189 Waterfront Rd; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Waterfront Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
| Ziply Fiber DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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