189 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 189 Warwick Rd, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1915
Lot Size0.121 acres (5,262 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (May 2007)
Tax Bill$10,322 (2026)
Deeds & MortgagesJan 2025 Line of Credit
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APNMELR M:A10 P:0000032

Property Details

APN / Parcel Number

Primary APNMELR M:A10 P:0000032

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area2,880 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,262 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address189 WARWICK RD
CityMELROSE
StateMA
Zip02176-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
Legal SubdivisionLAND COURT PLAN 5371D
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group4
Census Block4013
Census Tract336100

Owner

189 Warwick Rd is owned and occupied by two individuals who acquired it in January 2023.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address189 WARWICK RD, MELROSE, MA 02176-2615
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 10, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2007 · Amount on File
Deed SaleMay 17, 2007 · Amount on File
Deed Book / Page1337 / 93
Last Transfer DateJan 6, 2023
Transfer Doc0001932152
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address189 WARWICK RD, MELROSE, MA 02176-2615
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001969891
DateJan 3, 2025
Instrument1969891
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term469 Months
DueFeb 1, 2064
Interest
Rate TypeAdjustable Rate

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMELROSE MA
Recording DateFeb 10, 2023
Property Address189 WARWICK RD, MELROSE, MA 02176-2615
Document Number0001932152
Instrument DateJan 6, 2023
Instrument1932152
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 WARWICK RD, MELROSE, MA 02176-2615

Tax Assessment & Valuation

The 2026 property tax bill for 189 Warwick Rd was $10,322, up 12,043.5% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,322.00 (+12,043.53%)$899,900 (+4.58%) Land $473,900 Building $426,000$913,613 (+17.7%)
2025$85.00 (-98.95%)$860,500 (+5.97%) Land $446,800 Building $413,700$776,245
2024$8,063.00 (+0.25%)$812,000 (+5.19%) Land $419,700 Building $392,300
2023$8,043.00$771,900 Land $406,200 Building $365,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 189 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Netafy.

Nearby Properties on Warwick Rd

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