185 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 185 Warwick Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,910 sqft · built 1957
Lot Size	0.129 acres (5,602 sqft)
Owner	Trust Name on File
Last Sale	$685,000 (May 2019)
Tax Bill	$8,530 (2026)
Deeds & Mortgages	Apr 2023 Transfer Feb 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A10 P:0000033`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A10 P:0000033`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,643 sqft
Basement Area	867 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,602 sqft (0.129 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	185 WARWICK RD
City	MELROSE
State	MA
Zip	02176-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4013
Census Tract	336100

Owner

185 Warwick Rd is owner-occupied and held in a trust since March 2023.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	185 WARWICK RD, MELROSE, MA 02176-2615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Aug 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NORTHERN BK
May 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Last Transfer Date	Mar 22, 2023
Transfer Doc	0001935464
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 19, 2023
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0001935464
Instrument Date	Mar 22, 2023
Instrument	1935464
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WARWICK RD, MELROSE, MA 02176-2615

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Feb 22, 2021
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0001870681
Instrument Date	Jan 19, 2021
Instrument	1870681
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WARWICK RD, MELROSE, MA 02176-2615

Mortgage

Document Number	0001870682
Date	Feb 22, 2021
Instrument	1870682

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 1, 2019
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0000019498
Instrument Date	Jul 1, 2019
Instrument	19498
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	185 WARWICK RD MELROSE MA 021762615, MELROSE, MA 02176-2615

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 6, 2019
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0000012581
Instrument Date	Apr 15, 2019
Instrument	12581
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,123.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WARWICK RD MELROSE MA 021762615, MELROSE, MA 02176-2615

Mortgage

Document Number	12582
Date	May 6, 2019
Instrument	12582

Lender

Name	NORTHERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 6, 2019
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0000012580
Instrument Date	Feb 25, 2019
Instrument	12580
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,123.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0000004080
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 WARWICK RD MELROSE MA 021762615, MELROSE, MA 02176-2615

Mortgage

Document Number	0000004080
Date	Dec 20, 2018
Instrument	4080

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 19, 2038

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	185 WARWICK RD, MELROSE, MA 02176-2615
Document Number	0001760173
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001760173
Date	May 15, 2017
Instrument	1760173

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 14, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 185 Warwick Rd was $8,530, up 12,085.7% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,530.00 (+12,085.71%)	$743,700 (+4.5%) Land $428,100 Building $315,600	$890,408 (+0.72%)
2025	$70.00 (-98.96%)	$711,700 (+5.3%) Land $403,600 Building $308,100	$884,070
2024	$6,712.00 (-0.21%)	$675,900 (+4.71%) Land $379,200 Building $296,700
2023	$6,726.00	$645,500 Land $366,900 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 185 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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