Cumberland County and Gray Town property record for 189 W Gray Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,575 sqft · built 1900 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Aug 2020) |
| Tax Bill | $4,829 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:050 B:023 L:005-000 |
| Primary APN | GRAY M:050 B:023 L:005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,575 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 98,881 sqft (2.27 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|
| Account Number | 1237 |
|---|---|
| Street Address | 189 W GRAY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 23 |
| Legal Lot Number | 5-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 189 W GRAY RD, GRAY, ME 04039-9605 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTY FCU |
| Aug 21, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOWN & COUNTRY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Document Number | 202051006 |
| Deed Book / Page | 37082 / 68 |
| Transfer Doc | 30173-0281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 189 W GRAY RD, GRAY, ME 04039-9605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0421460170 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 42146/170 |
| Instrument | 12010 |
| Name | TOWN & COUNTY FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Aug 21, 2020 |
| Property Address | 189 W GRAY RD, GRAY, ME 04039-9605 |
| Document Number | 0370820068 |
| Book / Page | 37082 / 68 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 51006 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 HIGHLAND ST # 2, 2, PORTLAND, ME 04103-3055 |
| Document Number | 0000051007 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 51007 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,829.00 (+4.61%) | $498,900 (+64.06%) Land $121,200 Building $377,700 |
| 2023 | $4,616.00 (+8.82%) | $304,100 (-) Land $60,600 Building $243,500 |
| 2022 | $4,242.00 | $304,100 Land $60,600 Building $243,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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