181 W Gray Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 181 W Gray Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,155 sqft · built 2020
Lot Size2.69 acres (117,176 sqft)
OwnerIndividual Name on Record
Last Sale$217,300 (Oct 2020)
Tax Bill$5,837 (2025)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGRAY M:050 B:023 L:005-005

Property Details

APN / Parcel Number

Primary APNGRAY M:050 B:023 L:005-005
Alternative APN
  • 4685

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,155 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area117,176 sqft (2.69 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number4685
Street Address181 W GRAY RD
CityGRAY
StateME
Zip04039-9605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block23
Legal Lot Number5-5
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4015
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address181 W GRAY RD, GRAY, ME 04039-9605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Deed Document Number202062454
Deed Book / Page37253 / 226
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateOct 1, 2020
Property Address181 W GRAY RD, GRAY, ME 04039-9605
Document Number0372530226
Book / Page37253 / 226
Instrument DateSep 30, 2020
Instrument62454
Transaction TypeTransfer
Record UpdatedJan 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 WEBB RD, WINDHAM, ME 04062-4229

Mortgage

Document Number0372530228
DateOct 1, 2020
Book Page37253/228
Instrument62455
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,837.00 (-0.21%)$603,000 (-) Land $123,600 Building $479,400
2024$5,849.00 (-5.14%)$603,000 (+48.45%) Land $123,600 Building $479,400
2023$6,166.00 (+8.82%)$406,200 (-) Land $61,700 Building $344,500
2022$5,666.00$406,200 Land $61,700 Building $344,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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