189 Terrell Rd, Sabina, OH 45169 Property Records

Clinton County property record for 189 Terrell Rd, Sabina, OH 45169

Property Summary

Property Type	Rural Home
Details	6 bd · 2.5 ba · 3,767 sqft · built 2014
Lot Size	136 acres (5,958,224 sqft)
Owner	Individual Name on File
Tax Bill	$10,406 (2025)
Deeds & Mortgages	Nov 2013 Mortgage Aug 2014 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033817-6`

Property Details

APN / Parcel Number

Primary APN	`033817-6`
Alternative APNs	`345-04-06-03-0000-00` `3450172311`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,767 sqft Living Area
Gross Area	5,079 sqft
1st Floor Area	2,743 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,958,224 sqft (136 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Patio Area	511 sqft
Shed	1 Shed
Shed Area	5,880 sqft
Granary	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	033817-6
Street Address	189 TERRELL RD
City	SABINA
State	OH
Zip	45169-9418
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A3
Legal Description	MS 1708 AG DIST# 1790-2028 RES TO BE 136.782 AC 14 DUP
Legal Subdivision	TOWNSHIP OF WAYNE
Legal Block	2
Jurisdiction	CLINTON OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1024
Census Tract	965100

Owner

189 Terrell Rd, a rural home, is owned and occupied by an individual who acquired it in May 2022.

Source: Clinton County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	189 TERRELL RD, SABINA, OH 45169-9418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2013	Deed of Trust, Mortgage MERCHANTS NATIONAL BANK
Aug 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
May 4, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	May 4, 2022
Transfer Doc	0000002354
Record Updated	Sep 20, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	189 TERRELL RD, SABINA, OH 45169-9418
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000880/378
Date	Nov 6, 2013
Book Page	880/378
Instrument	2013-00005636

Lender

Name	MERCHANTS NATIONAL BANK
Address	100 N HIGH ST, HILLSBORO, OH 45133

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2043

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	189 TERRELL RD, SABINA, OH 45169-9418
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000901/274
Date	Aug 28, 2014
Book Page	901/274
Instrument	2014-00003579

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2044

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLINTON OH
Recording Date	May 4, 2022
Property Address	189 TERRELL RD, SABINA, OH 45169-9418
Document Number	202200002354
Instrument Date	May 2, 2022
Instrument	2022-00002354
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 TERRELL RD, SABINA, OH 45169-9418

Tax Assessment & Valuation

The 2025 property tax bill for 189 Terrell Rd was $10,406 with a homeowner's exemption, down 10.6% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Wayne Township
Unified School District	East Clinton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,406.00 (-10.59%) Homeowner's exemption Additional exemption filed	$518,740 (-) Land $374,360 Building $144,380	$1,482,100 (-) Land $1,069,600 Building $412,500
2024	$11,638.00 (+0.44%) Homeowner's exemption Additional exemption filed	$518,740 (-) Land $374,360 Building $144,380	$1,482,100 (-) Land $1,069,600 Building $412,500
2023	$11,587.00 (+24.04%) Homeowner's exemption Additional exemption filed	$518,740 (+21.35%) Land $374,360 Building $144,380	$1,482,100 Land $1,069,600 Building $412,500
2022	$9,341.00 Homeowner's exemption Additional exemption filed	$427,460 Land $306,580 Building $120,880
2020			$1,221,330 Land $875,950 Building $345,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Terrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Terrell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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