189 Simmons Cut Dr, Cave Junction, OR 97523 Property Records

Josephine County property record for 189 Simmons Cut Dr, Cave Junction, OR 97523

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 2,511 sqft · built 2006
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$542,500 (Sep 2024)
Tax Bill$2,634 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-08-04-00-000628

Property Details

APN / Parcel Number

Primary APN40-08-04-00-000628
Alternative APNs
  • 4008040000062800
  • R331689

Interior

Bedrooms2 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,511 sqft Living Area
Gross Area3,628 sqft
1st Floor Area2,511 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Foundation TypeBlock
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area637 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area480 sqft
Deck Area24 sqft
Patio Area504 sqft
Shed1 Shed
Shed Area328 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account NumberR331689
Street Address189 SIMMONS CUT DR
CityCAVE JUNCTION
StateOR
Zip97523-9657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR5
Legal DescriptionACRES 5.00
Legal Lot Number628
JurisdictionJOSEPHINE OR
Township / Civil DivisionCAVE JUNCTION
Census Block Group3
Census Block3005
Census Tract361601

Owner

Source: Josephine County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 SIMMONS CUT DR, CAVE JUNCTION, OR 97523-9657
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleJun 23, 2021 · Amount on Record
Deed Document Number20249003
Prior Transfer DateApr 23, 2014
Prior Transfer Doc0000012145
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOSEPHINE OR
Property Address189 SIMMONS CUT DR, CAVE JUNCTION, OR 97523-9657
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011211
DateDec 5, 2025
Instrument2025-011211
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCOQUILLE, OR 97423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 4, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateJun 23, 2021
Property Address189 SIMMONS CUT DR, CAVE JUNCTION, OR 97523-9657
Document Number0000011378
Instrument DateJun 22, 2021
Instrument2021-011378
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 SIMMONS CUT DR, CAVE JUNCTION, OR 97523-9657

Mortgage

Document Number0000011379
DateJun 23, 2021
Instrument2021-011379
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyJosephine County
Unified School DistrictThree Rivers School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,634.00 (+3.42%)$265,560 (+3%)$511,850 (+0.48%) Land $142,260 Building $369,590
2024$2,547.00 (+14.32%)$257,830 (+3%)$509,420 (-1.06%) Land $150,880 Building $358,540
2023$2,228.00 (-0.09%)$250,330 (+3%)$514,890 (-5.29%) Land $157,110 Building $357,780
2022$2,230.00$243,040$543,640 Land $171,770 Building $371,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 80% of Oregon
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Simmons Cut Dr

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