189 River Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 189 River Rd, Bainbridge, GA 39819

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,078 sqft · built 1997
Lot Size0.506 acres (22,054 sqft)
OwnerIndividual Name on File
Last Sale$150 (Feb 2012)
Tax Bill$1,778 (2025)
Deeds & MortgagesAug 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN0028B-035-000

Property Details

APN / Parcel Number

Primary APN0028B-035-000
Alternative APNs
  • 0028B00000035000
  • 2255

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,078 sqft Heated Area
1st Floor Area1,024 sqft
Utility Area120 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area22,054 sqft (0.506 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area260 sqft
Canopy960 sqft
Utility Building196 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2255
Street Address189 RIVER RD
CityBAINBRIDGE
StateGA
Zip39819-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description227 336 189 RIVER RD
Legal SubdivisionTHIGPEN
Legal Lot Number3
JurisdictionDECATUR GA
Township / Civil DivisionFACEVILLE
Census Block Group2
Census Block2003
Census Tract970700

Owner

189 River Rd is owned and occupied by an individual who bought it in February 2012.

Source: Decatur County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address189 RIVER RD, BAINBRIDGE, GA 39819-1201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2012 · Amount on File
Deed SaleFeb 7, 2012 · Amount on File
Deed Document Number201287
Deed Book / Page331 / 731
Prior Transfer DateNov 14, 2006
Prior Transfer Doc000232/509
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR GA
Property Address189 RIVER RD, BAINBRIDGE, GA 39819-1201
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 RIVER RD, BAINBRIDGE, GA 39819-1201

Mortgage

Document Number0000000551/0000000899
DateAug 29, 2025
Book Page0000000551/0000000899
Lender
NameNEWREZ
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueJan 1, 2065

Tax Assessment & Valuation

The 2025 property tax bill for 189 River Rd was $1,778 with exemptions applied.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyDecatur County
Unified School DistrictDecatur County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,778.00 Homeowner's exemption Senior Citizen's exemption$74,248 Land $20,000 Building $54,248$185,620 Land $50,000 Building $135,620
2023$1,722.00 (-12.9%) Homeowner's exemption Senior Citizen's exemption$66,207 Land $20,000 Building $46,207$165,518 Land $50,000 Building $115,518
2022$1,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims3 (1994)
Most Recent ClaimOct 1994 · Heavy Rains, Tornados, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 River Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

Nearby Streets

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