189 Ridge Rd, Watson, OK 74963 Property Records

McCurtain County property record for 189 Ridge Rd, Watson, OK 74963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Apr 2023)
Tax Bill	$470 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-04-02S-26E-1-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-02S-26E-1-002-00`
Alternative APN	`2427`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2427
Street Address	189 RIDGE RD
City	WATSON
State	OK
Zip	74963-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC.4-2-26 B867/P723 BEG 200' N SE COR NWNE;TH N177' W246' S177' E246' TO POB B1168/P604, B1169/P8
Legal Range	26E
Legal Township	02S
Legal Section	04
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2061
Census Tract	98200

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 RIDGE RD, WATSON, OK 74963-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	2023615933
Deed Book / Page	1169 / 8
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0000615801
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Apr 14, 2023
Property Address	189 RIDGE RD, WATSON, OK 74963-5108
Document Number	00001169/8
Book / Page	1169 / 8
Instrument Date	Mar 30, 2023
Instrument	I-2001-615933
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 RIDGE ROAD, WATSPON, OH 74968

Mortgage

Document Number	I2001615934
Date	Apr 14, 2023
Instrument	I-2001-615934

Lender

Name	HORATIO STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 30, 2028

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,064 (+5%) Land $200 Building $5,864	$55,125 (-12.07%) Land $1,820 Building $53,305
2025	$470.00 (+158.24%)	$5,775 (+80.81%) Land $191 Building $5,584	$62,691 (+115.88%) Land $6,000 Building $56,691
2023	$182.00 Homeowner's exemption	$3,194 Land $220 Building $2,974	$29,040 Land $2,000 Building $27,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

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