Santa Clara County property record for 189 Peral Ave, Morgan Hill, CA 95037 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,996 sqft · built 2016 |
| Lot Size | 0.143 acres (6,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,265,000 (Jun 2020) |
| Tax Bill | $15,739 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 764-64-002 |
| Primary APN | 764-64-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| 1st Floor Area | 1,547 sqft |
| 2nd Floor Area | 1,449 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,233 sqft (0.143 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 189 PERAL AVE |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10290 LOT 2 |
| Legal Subdivision | TRACT NO 10290 |
| Legal Tract | 10290 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 512314 |
Source: Santa Clara County records · APN 764-64-002
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jun 09, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 26, 2020 | Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| May 26, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 202024518829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0026010829 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202626010829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0026010829, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202626010829 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 28, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 09, 2026 |
| Property Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0026001255 |
| Instrument Date | May 29, 2026 |
| Instrument | 202626001255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0026001255, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 202626001255 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 05, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0025105094 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 25105094 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 26, 2020 |
| Property Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0024518829 |
| Map Reference | MB 888 PG 43-47 |
| Instrument Date | Jun 13, 2020 |
| Instrument | 24518829 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0024518830 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 24518830 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 26, 2017 |
| Property Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0023659709 |
| Map Reference | MAP888 PG43-47 |
| Instrument Date | May 22, 2017 |
| Instrument | 23659709 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 189 PERAL AVE, MORGAN HILL, CA 95037-4374 |
| Document Number | 0023659710 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 23659710 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,739.00 (+1.9%) Homeowner's exemption | $1,383,456 (+4.04%) Land $1,037,539 Building $345,917 |
| 2024 | $15,445.00 (+1.31%) | |
| 2023 | $15,246.00 (+1.65%) Homeowner's exemption | $1,329,737 Land $997,251 Building $332,486 |
| 2022 | $14,998.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 102 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 9 (2002–2019) |
| Most Recent Claim | Feb 2019, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 669 locations within about half a mile of this property
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| Verizon | Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Hankins Information Technology | Fixed Wireless (unlicensed) | 100 / 20 |
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