Worcester County and Clinton Town property record for 189 Oak St, Clinton, MA 01510
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,874 sqft · built 1920 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,500 (Apr 1995) |
| Tax Bill | $6,847 (2026) |
| Deeds & Mortgages | May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CLIN M:0096 B:2097 L:0000 |
| Primary APN | CLIN M:0096 B:2097 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 5,681 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.158 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 189 OAK ST |
|---|---|
| City | CLINTON |
| State | MA |
| Zip | 01510-3716 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 2097 |
| Jurisdiction | CLINTON MA |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 716102 |
189 Oak St, a duplex, is owned and occupied by two individuals who bought it in April 1995.
Source: Worcester County and Clinton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 OAK ST, CLINTON, MA 01510-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1995 · Amount on File |
| Deed Sale | Apr 27, 1995 · Amount on File |
| Deed Book / Page | 17004 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MA |
| Property Address | 189 OAK ST, CLINTON, MA 01510-3716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60372-224 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 60372/224 |
| Instrument | 40757 |
| Name | CLINTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 189 Oak St was $6,847, up 6.6% from the year before.
Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Clinton Town |
| Unified School District | Clinton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,847.00 (+6.58%) | $527,500 (+9.21%) Land $110,700 Building $416,800 | $500,709 |
| 2025 | $6,424.00 (+7.1%) | $483,000 (+5.81%) Land $100,600 Building $382,400 | |
| 2024 | $5,998.00 (+6.03%) | $456,500 (+7.89%) Land $100,600 Building $355,900 | |
| 2023 | $5,657.00 | $423,100 Land $91,400 Building $331,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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