Worcester County and Clinton Town property record for 177 Oak St, Clinton, MA 01510
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,788 sqft · built 1880 |
| Lot Size | 0.092 acres (4,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2024) |
| Tax Bill | $4,520 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CLIN M:0097 B:2869 L:0000 |
| Primary APN | CLIN M:0097 B:2869 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 3,738 sqft |
| Basement Area | 894 sqft |
| Unfinished Basement | 894 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,026 sqft (0.092 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 177 OAK ST |
|---|---|
| City | CLINTON |
| State | MA |
| Zip | 01510-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2869 |
| Jurisdiction | CLINTON MA |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 716102 |
177 Oak St is owned and occupied by an individual who bought it in October 2024.
Source: Worcester County and Clinton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEST HOME LENDING LLC |
| Sep 11, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LN FUND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on File |
| Deed Sale | Oct 30, 2024 · Amount on File |
| Prior Sale | Sep 11, 2020 · Amount on File |
| Deed Document Number | 202489788 |
| Deed Book / Page | 71226 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MA |
| Recording Date | Apr 2, 2026 |
| Property Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Document Number | 00073399-1 |
| Book / Page | 73399 / 1 |
| Instrument Date | Jan 24, 2026 |
| Instrument | 202625375 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Document Number | 0000025375, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 73399/1 |
| Instrument | 202625375 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.18% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON MA |
| Recording Date | Sep 11, 2020 |
| Property Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Document Number | 63231-21 |
| Book / Page | 63231 / 21 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 104595 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Document Number | 104596 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 104596 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MA |
| Property Address | 177 OAK ST, CLINTON, MA 01510-3716 |
| Document Number | 60334-47 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 177 OAK ST CLINTON MA 015103716, CLINTON, MA 01510-3716 |
| Document Number | 60334-47 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 060334/000047 |
| Instrument | 37740 |
| Name | LOWELL CMNTY LN FUND INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 177 Oak St was $4,520, up 9% from the year before.
Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Clinton Town |
| Unified School District | Clinton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,520.00 (+9.02%) | $348,200 (+11.71%) Land $107,200 Building $241,000 | $379,145 (-) |
| 2025 | $4,146.00 (+1.72%) | $311,700 (+0.48%) Land $97,400 Building $214,300 | $379,145 (+2.7%) |
| 2024 | $4,076.00 (+6.81%) | $310,200 (+8.69%) Land $97,400 Building $212,800 | $369,170 |
| 2023 | $3,816.00 | $285,400 Land $88,500 Building $196,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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