Jackson County property record for 189 Oak Hill Cluster, Independence, MO 64057
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,436 sqft · built 1978 |
| Lot Size | 0.046 acres (1,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Oct 2025) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-640-02-45 |
| Primary APN | 24-640-02-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,984 sqft (0.046 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 549 sqft |
| Patio Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 766970 |
|---|---|
| Street Address | 189 OAK HILL CLUSTER |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-9501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HARVEST HILLS 2ND PLAT PT OF BLK C DAF: BEG AT SLY COR SD BL K TH N 45 DEG W 52.59 TH N 77 DEG E 83 TH S 13 DEG E 10.16 TO ELY LI SD BLK TH S 45 DEG W 65 TO POB |
| Legal Subdivision | HARVEST HILLS 2ND PLAT |
| Legal Block | C,K |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 14804 |
189 Oak Hill Cluster, a townhouse, is owned and occupied by an individual who bought it in October 2025.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NBKC BANK |
| Mar 2, 2018 | Quit Claim Deed, Mortgage HOLY ROSARY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Mar 21, 2025 · Amount on File |
| Deed Document Number | 202580991 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0000E16965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 30, 2025 |
| Property Address | 189 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 00E0080991 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025E0080991 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 OAK HILL, INDEPENDENCE, MO 64057 |
| Document Number | 00E0081658 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025E0081658 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 2, 2018 |
| Property Address | 189 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 0000E16965 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 16965E |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 OAK HL CLUSTER MO 64057, CLUSTER, MO 64057 |
| Document Number | E16966 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 16966E |
| Name | HOLY ROSARY CU |
|---|---|
| Type | Credit Union |
| Address | KANSAS, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2033 |
The 2025 property tax bill for 189 Oak Hill Cluster was $1,689, down 19.5% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,870 (-) Land $7,997 Building $15,873 | $125,630 (-) | |
| 2025 | $1,689.00 (-19.49%) | $23,870 Land $7,997 Building $15,873 | $125,630 |
| 2024 | $2,098.00 (+2.14%) | ||
| 2023 | $2,054.00 | $30,590 Land $4,423 Building $26,167 | $161,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 Oak Hill Cluster in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 189 Oak Hill Cluster is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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