Jackson County property record for 188 Oak Hill Cluster, Independence, MO 64057
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1978 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,547 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-640-02-46 |
| Primary APN | 24-640-02-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 472 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,800 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 766971 |
|---|---|
| Street Address | 188 OAK HILL CLUSTER |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-9501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HARVEST HILLS 2ND PLAT PT BLK C BEG 151.51 S OF NW COR TH N 11.65,NE 86.21 SE 20.7 SW 83 NW 11.02 TO POB |
| Legal Subdivision | HARVEST HILLS 2ND PLAT |
| Legal Block | C |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 14804 |
Source: Jackson County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 SE FOREST RIDGE CT, BLUE SPRINGS, MO 64014-5233 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Feb 10, 2021 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRSTT AMERICAN TITLE INS CO |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2017 | Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2020 |
| Transfer Doc | 0000E15032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 188 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 00E0065565 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022E0065565 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 OAK HILL, INDEPENDENCE, MO 64057 |
| Name | Verified Name |
|---|---|
| Address | 908 SE FOREST RIDGE CT, BLUE SPRINGS, MO 64014-5233 |
| Document Number | 00E0065566 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022E0065566 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Feb 10, 2021 |
| Property Address | 188 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 00E0015032 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2021E0015032 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRSTT AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4205 NE SUWANNEE DR, LEES SUMMIT, MO 64064-1381 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jan 3, 2019 |
| Property Address | 188 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 0000E00589 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 589E |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 SW 34TH ST LEES SUMMIT MO 640824137, LEES SUMMIT, MO 64082-4137 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 188 OAK HILL CLUSTER, INDEPENDENCE, MO 64057-9501 |
| Document Number | 0000E88075 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 703 SPRUCE DR GREENWOOD MO 640348676, GREENWOOD, MO 64034-8676 |
| Document Number | 0000E88075 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 88075E |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | FLINT, MI 48501-2026 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 24, 2037 |
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,859 (-) Land $7,784 Building $14,075 | $115,050 (-) | |
| 2025 | $1,547.00 (-1.53%) | $21,859 (-4.57%) Land $7,784 Building $14,075 | $115,050 (-4.57%) |
| 2024 | $1,571.00 (+2.15%) | ||
| 2023 | $1,538.00 | $22,906 Land $3,116 Building $19,790 | $120,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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