Reading Town property record for 189 Niagara St, Reading, VT 05062 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,316 sqft · built 1834 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,975 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-160-10144 |
| Primary APN | 510-160-10144 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,316 sqft Living Area |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1834 |
|---|---|
| Effective Year Built | Effective 1834 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 189 NIAGARA ST |
|---|---|
| City | READING |
| State | VT |
| Zip | 05062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.51 A W/SFR |
| Jurisdiction | READING VT |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 965902 |
Source: Reading Town records · APN 510-160-10144
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 102, READING, VT 05062-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Reading Town records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Reading Town |
| Unified School District | Mountain Views Unified Union School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,975.00 (-16.88%) | $321,100 Land $17,400 Building $303,700 |
| 2024 | $5,985.00 |
Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279659021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jul 2023, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| East Central Vermont Telecommunications District | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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