Reading Town property record for 140 Niagara St, Reading, VT 05062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,655 sqft · built 1830 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,441 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-160-10035 |
| Primary APN | 510-160-10035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,655 sqft Living Area |
| Basement Area | 787 sqft |
| Unfinished Basement | 787 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 140 NIAGARA ST |
|---|---|
| City | READING |
| State | VT |
| Zip | 05062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .51A W/SFR & OUTBLDGS |
| Jurisdiction | READING VT |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 965902 |
Source: Reading Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 236, READING, VT 05062-0236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Reading Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Reading Town |
| Unified School District | Mountain Views Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,441.00 (-16.87%) | $286,600 Land $14,900 Building $271,700 |
| 2024 | $5,342.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ECFiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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