Otsego County and Hartwick Town property record for 172 Nersesian Rd, Hartwick, NY 13348 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,248 sqft · built 1988 |
| Lot Size | 8.38 acres (365,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Apr 2014) |
| Tax Bill | $4,449 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 128.00-2-38.06 |
| Primary APN | 363200 128.00-2-38.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 416 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 365,033 sqft (8.38 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 1,131 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 219088 |
|---|---|
| Street Address | 172 NERSESIAN RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 003 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 38.006 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town records · APN 363200 128.00-2-38.06
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 NERSESIAN RD, HARTWICK, NY 13348-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage LEATHERSTOCKING REGION FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on Record |
| Deed Sale | Apr 15, 2014 · Amount on Record |
| Prior Sale | Nov 30, 2007 · Amount on Record |
| Deed Book / Page | 2014 / 1652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 172 NERSESIAN RD, HARTWICK, NY 13348-2900 |
| Document Number | 0000000958 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 172 NERSESIAN RD, HARTWICK, NY 13348-2900 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001958, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20261958 |
| Name | LEATHERSTOCKING REGION FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 172 NERSESIAN RD, HARTWICK, NY 13348-2900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021789 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-789 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Otsego County and Hartwick Town records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,449.00 | $230,400 (-) Land $50,800 Building $179,600 | $329,143 (+24%) Land $72,571 Building $256,572 |
| 2023 | $230,400 Land $50,800 Building $179,600 | $265,438 Land $58,525 Building $206,913 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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