189 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 189 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,372 sqft · built 1900
Lot Size0.296 acres (12,920 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Apr 2021)
Tax Bill$6,079 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN054201 210.09-1-17

Property Details

APN / Parcel Number

Primary APN054201 210.09-1-17
Alternative APNs
  • 420121000900010170000000
  • 39001010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,372 sqft Living Area
1st Floor Area1,186 sqft
2nd Floor Area1,186 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,920 sqft (0.296 acres)
Lot Dimensions170 ft deep x 76 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area162 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39001010
Street Address189 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionSMD 798-43, 833-186
Legal Block1
Legal Lot Number17.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1015
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Main Street Historic District
listed 1993 · 45 contributing resources · NRIS 92001365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 N MAIN ST, MORAVIA, NY 13118-3529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number2021203806
Deed Book / Page4035 / 31
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateApr 28, 2021
Property Address189 N MAIN ST, MORAVIA, NY 13118-3529
Document Number0004035/31
Book / Page4035 / 31
Instrument DateApr 21, 2021
Instrument2021-203806
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4568 DEMOND RD, LOCKE, NY 13092-4143

Mortgage

Document Number2021203807
DateApr 28, 2021
Instrument2021-203807
Lender
NameEQUITY PRIME MTG
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,079.00 (+4.61%)
2025$5,811.00 (+3.68%)$207,900 (-) Land $25,300 Building $182,600$228,462 (+9.89%) Land $27,802 Building $200,660
2024$5,605.00 (+90.84%)
2023$207,900 Land $25,300 Building $182,600$207,900 Land $25,300 Building $182,600
2020$2,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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