188 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 188 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,283 sqft · built 1835
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Tax Bill$3,974 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN054201 210.10-1-5

Property Details

APN / Parcel Number

Primary APN054201 210.10-1-5
Alternative APNs
  • 420121001000010050000000
  • 39003010

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,283 sqft Living Area
1st Floor Area2,294 sqft
2nd Floor Area1,989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area78,408 sqft (1.8 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area579 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39003010
Street Address188 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionPLT BK 68 PG 196
Legal Block1
Legal Lot Number5.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1055
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Main Street Historic District
listed 1993 · 45 contributing resources · NRIS 92001365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address188 N MAIN ST, MORAVIA, NY 13118-3514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAYUGA NY
Recording DateOct 15, 2019
Property Address188 N MAIN ST, MORAVIA, NY 13118-3514
Document Number0037840324
Book / Page003784 / 000324
Instrument DateOct 15, 2019
Instrument190818
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 CENTRAL ST MORAVIA NY 131187709, MORAVIA, NY 13118-7709

Mortgage

Document Number37840327
DateOct 15, 2019
Book Page003784/000327
Instrument190819
Lender
NameFIRST NAT'L BK/GROTON
TypeBank
AddressGROTON, NY 13073
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,974.00 (+4.63%)
2025$3,798.00 (+3.66%)$135,900 (-) Land $31,600 Building $104,300$149,341 (+9.89%) Land $34,725 Building $114,616
2024$3,664.00 (-2.99%)
2023$135,900 Land $31,600 Building $104,300$135,900 Land $31,600 Building $104,300
2020$3,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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