189 N Common Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 189 N Common Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 2002
Lot Size	3.4 acres (148,291 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (Dec 2015)
Tax Bill	$8,670 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:53 B:L:53`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:53 B:L:53`
Alternative APNs	`M:9 B:L:9` `1600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	6,480 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,291 sqft (3.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1600
Street Address	189 N COMMON RD
City	WESTMINSTER
State	MA
Zip	01473-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	53
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3025
Census Tract	708100

Owner

189 N Common Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 N COMMON RD, WESTMINSTER, MA 01473-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on File
Deed Sale	Dec 22, 2015 · Amount on File
Prior Sale	Apr 7, 2003 · Amount on File
Deed Book / Page	8471 / 356
Transfer Doc	008471-356
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	189 N COMMON RD, WESTMINSTER, MA 01473-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010581-166
Date	Jun 16, 2023
Book Page	10581/166
Instrument	7983

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	189 N COMMON RD, WESTMINSTER, MA 01473-1023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9633-111
Date	Jun 5, 2020
Book Page	9633/111
Instrument	8885

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	189 N COMMON RD, WESTMINSTER, MA 01473-1023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9782-148
Date	Nov 10, 2020
Book Page	9782/148
Instrument	20391

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 189 N Common Rd was $8,670, up 1.7% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,670.00 (+1.65%)	$739,100 (+6.59%) Land $124,000 Building $615,100	$685,710 (+11.2%)
2025	$8,529.00 (+7.18%)	$693,400 (+6.82%) Land $124,000 Building $569,400	$616,645
2024	$7,958.00 (+5%)	$649,100 (+11.86%) Land $124,000 Building $525,100
2023	$7,579.00	$580,300 Land $115,900 Building $464,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 N Common Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 N Common Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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