178 N Common Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 178 N Common Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,265 sqft · built 1965
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2026)
Tax Bill	$4,388 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:53 B:L:62`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:53 B:L:62`
Alternative APNs	`M:9 B:L:10` `1606`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	2,442 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1606
Street Address	178 N COMMON RD
City	WESTMINSTER
State	MA
Zip	01473-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	62
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3027
Census Tract	708100

Owner

178 N Common Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Jul 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 21, 2022	Quit Claim Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Mar 30, 2020	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	202610419
Deed Book / Page	11267 / 198
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jul 31, 2026
Property Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Document Number	0000010419
Book / Page	11267 / 198
Instrument Date	Jul 21, 2026
Instrument	202610419
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023

Mortgage

Date	Jul 31, 2026

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011018-286
Date	Jul 8, 2025
Book Page	11018/286
Instrument	8819

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2065

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 21, 2022
Property Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Document Number	010359-104
Book / Page	10359 / 104
Instrument Date	Jun 21, 2022
Instrument	11223
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023

Mortgage

Document Number	0000011224
Date	Jun 21, 2022
Instrument	11224

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Mar 30, 2020
Property Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Document Number	9580-301
Book / Page	9580 / 301
Instrument Date	Mar 27, 2020
Instrument	5137
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N COMMON RD, WESTMINSTER, MA 01473-1023
Investor	Possibly a Property Investor

Mortgage

Document Number	5138
Date	Mar 30, 2020
Instrument	5138

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 178 N Common Rd was $4,388, up 9.3% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,388.00 (+9.26%)	$374,100 (+14.58%) Land $120,700 Building $253,400	$337,630 (+6.12%)
2025	$4,016.00 (+3.99%)	$326,500 (+3.65%) Land $120,700 Building $205,800	$318,155
2024	$3,862.00 (+1.21%)	$315,000 (+7.8%) Land $120,700 Building $194,300
2023	$3,816.00	$292,200 Land $110,800 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 N Common Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 N Common Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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