189 Mildred Cir, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 189 Mildred Cir, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,018 sqft · built 1995
Lot Size	1.72 acres (75,284 sqft)
Owner	Individual Name on Record
Last Sale	$1,027,500 (Apr 2013)
Tax Bill	$22,476 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:00010I B:00259-00020`

Property Details

APN / Parcel Number

Primary APN	`M:00010I B:00259-00020`
Alternative APNs	`CONC M:10I B:259 L:20` `6053`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,018 sqft Living Area
Gross Area	5,627 sqft
Basement Area	965 sqft
Unfinished Basement	965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	75,284 sqft (1.72 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6053
Street Address	189 MILDRED CIR
City	CONCORD
State	MA
Zip	01742-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	259
Legal Lot Number	20
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3009
Census Tract	361300

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 MILDRED CIR, CONCORD, MA 01742-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2013 · Amount on Record
Deed Sale	Apr 22, 2013 · Amount on Record
Prior Sale	Jun 10, 2002 · Amount on Record
Deed Book / Page	61640 / 514
Transfer Doc	061640-514
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	189 MILDRED CIR, CONCORD, MA 01742-3719
Document Number	68980-255
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68980-255
Date	Mar 7, 2017
Book Page	068980/000255
Instrument	34845

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2037

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	189 MILDRED CIR, CONCORD, MA 01742-3719
Document Number	68980-237
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68980-237
Date	Mar 7, 2017
Book Page	068980/000237
Instrument	34844

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 6, 2032

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,476.00 (+10,452.11%)	$1,722,300 (+6.92%) Land $649,400 Building $1,072,900	$1,808,845 (+3.81%)
2025	$213.00 (-98.99%)	$1,610,800 (-) Land $618,400 Building $992,400	$1,742,395
2024	$21,150.00 (+8.28%)	$1,610,800 (+6.88%) Land $618,400 Building $992,400
2023	$19,532.00	$1,507,100 Land $562,100 Building $945,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2012)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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