140 Mildred Cir, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 140 Mildred Cir, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,718 sqft · built 1985
Lot Size	1.06 acres (46,534 sqft)
Owner	Individual Name on Record
Last Sale	$2,520,000 (Jun 2024)
Tax Bill	$28,705 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:00010I B:00259-00021`

Property Details

APN / Parcel Number

Primary APN	`M:00010I B:00259-00021`
Alternative APNs	`CONC M:10I B:259 L:21` `6054`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,718 sqft Living Area
Gross Area	10,227 sqft
Basement Area	2,419 sqft
Unfinished Basement	2,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,534 sqft (1.06 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6054
Street Address	140 MILDRED CIR
City	CONCORD
State	MA
Zip	01742-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	LIBERTY RDG
Legal Block	259
Legal Lot Number	21
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3011
Census Tract	361300

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 MILDRED CIR, CONCORD, MA 01742-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · ARM US BANK NA
Oct 16, 2025	Deed of Trust, Mortgage GENERAL MORTGAGE CORP
Aug 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Book / Page	82912 / 117
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	082912-117
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	140 MILDRED CIR, CONCORD, MA 01742-3724
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083650-542
Date	Jan 6, 2025
Book Page	83650/542
Instrument	1179

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2032

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	140 MILDRED CIR, CONCORD, MA 01742-3724
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084741-577
Date	Oct 16, 2025
Book Page	84741/577
Instrument	125414

Lender

Name	GENERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Nov 1, 2032
Index	Other

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 10, 2017
Property Address	140 MILDRED CIR, CONCORD, MA 01742-3724
Document Number	69753-414
Book / Page	069753 / 000414
Instrument Date	Aug 1, 2017
Instrument	127981
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,748.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 MILDRED CIR CONCORD MA 017423724, CONCORD, MA 01742-3724

Mortgage

Document Number	69753-417
Date	Aug 10, 2017
Book Page	069753/000417
Instrument	127982

Lender

Name	USAA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,705.00 (+2.47%)	$2,199,600 (+4.12%) Land $614,900 Building $1,584,700	$2,543,707 (+8.94%)
2025	$28,012.00 (+2.08%)	$2,112,500 (+1.08%) Land $585,600 Building $1,526,900	$2,334,910
2024	$27,442.00 (+22.22%)	$2,090,000 (+20.63%) Land $585,600 Building $1,504,400
2023	$22,453.00	$1,732,500 Land $532,300 Building $1,200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2012)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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