189 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 189 Lower Elgin Rd, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,240 sqft · built 2008
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2019)
Tax Bill$5,823 (2024)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR14311

Property Details

APN / Parcel Number

Primary APNR14311
Alternative APN
  • O0218237

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area1,600 sqft
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area176 sqft
Storage Building128 sqft
Pole Barn960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address189 LOWER ELGIN RD
CityELGIN
StateTX
Zip78621-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA337 WEST, C. A. , ACRES 2.000
Legal SubdivisionWEST, C. A.
Legal Block1
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1028
Census Tract950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address189 LOWER ELGIN RD, ELGIN, TX 78621-6052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Prior SaleAug 26, 2013 · Amount on Record
Deed Document Number201914718
Prior Transfer DateSep 4, 2012
Prior Transfer Doc0000011803
Record UpdatedOct 29, 2026

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateSep 23, 2019
Property Address189 LOWER ELGIN RD, ELGIN, TX 78621-6052
Document Number201914718
Map ReferenceVOL 1196 PG 373
Instrument DateSep 20, 2019
Instrument201914718
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 LOWER ELGIN RD, ELGIN, TX 78621-6052

Mortgage

Document Number201914719
DateSep 23, 2019
Instrument201914719
Lender
NameUNIVERSITY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386,007 (-5.18%) Land $185,000 Building $201,007$386,007 (-5.18%) Land $185,000 Building $201,007
2024$5,823.00
2023Homeowner's exemption$407,076 Land $185,000 Building $222,076$407,076 Land $185,000 Building $222,076
2022$5,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
100 / 20

May also be available: SOS Communications, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Elgin Rd

Nearby Streets

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