163 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 163 Lower Elgin Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R66336`

Property Details

APN / Parcel Number

Primary APN	`R66336`
Alternative APN	`O0125907`

Interior

Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Material	Other
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	136 sqft
Deck Area	156 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	163 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A337 WEST, C. A. , ACRES 2.000
Legal Subdivision	WEST, C. A.
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	950101

Owner

Source: Bastrop County records · APN R66336

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2010 CANVAS BACK DR, TAYLOR, TX 76574-1388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2026
Deed Sale	Jan 15, 2026
Deed Document Number	2026759
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	163 LOWER ELGIN RD, ELGIN, TX 78621-6052
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202127784
Date	Dec 29, 2021
Instrument	202127784

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (-0.2%) Homeowner's exemption	$165,382 (-34.92%)	$247,181 (-2.74%) Land $185,000 Building $62,181
2024	$1,516.00
2023	Homeowner's exemption	$254,136 Land $185,000 Building $69,136	$254,136 Land $185,000 Building $69,136
2022	$1,927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 31% of Texas
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.